At Lendvia, we offer a powerful tool to help you calculate your potential savings. Our Personal Loan Calculator demonstrates exactly how much interest you can save by consolidating your existing loan or credit card debt with a Lendvia Personal Loan.
Our calculator reveals how lowering your interest rate and monthly payments can lead to significant savings on total interest.
Simply enter the amount of your current personal loan or debt, along with your current interest rate and loan term.
For those with multiple loans or credit cards, input your average interest rate into the payoff calculator.
Then, witness a side-by-side comparison of your existing loan or debt versus a Lendvia personal loan.
Loan term (yrs)
*Please note that the calculated payments and savings are estimates. All rates displayed include the Lendvia 0.25% AutoPay discount. Our free calculator is designed for informational purposes only and does not constitute an offer for a loan. It will not solicit a loan offer either. The actual payments and savings will depend on the approved amounts when you choose to apply.
Enter your average APR (Annual Percentage Rate) if you have multiple debts with different rates.
For loans, input the amount you are billed each month. The Remaining Term field will auto-populate. If you don’t know your Monthly Payment, enter the Remaining Term, and your Monthly Payment will be calculated automatically. For credit cards, enter your Minimum Payment Due or the typical amount you pay.
Enter the number of months left on your loan. Your loan’s Maturity Date can be found on your monthly bill. The Monthly Payment field will auto-populate. If you don’t know your Remaining Term, enter your Monthly Payment, and the Remaining Term will be calculated automatically. For credit cards, fill in the Monthly Payment field with the Minimum Payment Due from your most recent bill, and the Remaining Term will be calculated.
Personal loans offer exceptional flexibility. Some common uses include home improvements, credit card consolidation, medical bills, weddings, and creating emergency funds for unexpected life events.
When you’re ready, complete our hassle-free online application. At Lendvia, you’ll enjoy end-to-end support from our live, U.S.-based customer service team, available 7 days a week. After a quick and straightforward application process, you’ll receive the funds in a lump sum.
Personal loan interest rates range from 6% to 36%, with an average rate as of November 2022 being 11.21%. Your rate will depend on factors such as your credit score, annual income, and debt-to-income (DTI) ratio.
Lendvia offers Personal Loans with fixed rates as low as 8.99% APR for qualifying borrowers. You can check average personal loan interest rates here.
A personal loan is a short-term, unsecured loan with terms typically ranging from 2 to 5 years.