Lendvia provides financial assistance, resources and personal loans for consumers. (“Service”) This Service is intended for United States residents only who are at least 18 years of age.
We may collect information on this Website that can personally identify, relate to, describe or is capable of being associated with you (“Personal Data”). This information includes the following:
First name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, birthdate, online identifier, IP address, physical characteristics or description, or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.
Characteristics of Protected Classifications Under California or Federal Law
Age, mental and physical disability, sex, sexual orientation, gender identity, medical information, marital status, or military status.
Internet or Other Electronic Network Activity Information
Device identifier, internet protocol (IP) address, browsing history, information about interactions with Our website, application or advertisements.
Location data generated by a consumer device capable of connecting to the Internet that directly identifies the precise physical location of the identified individual at particular times.
Records of personal property, financial information, products or services purchased, or purchasing or consuming histories, monthly income range, estimated debt, status of payments, or credit rating range.
Professional or Employment Information
Employment status, education, employment history, job description, or business information.
Inferences Drawn From Other Personal Data
Profiling a consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes.
Personal information as described in Cal. Civ. Code § 1798.80(e)
To the extent collected under another category of Personal Data above.
Some Personal Data listed above may be considered Sensitive Personal Data under certain privacy laws. This includes collection of your social security number, banking information and/or precise geolocation information. These may coincide with some of the categories listed above. We only use your Sensitive Personal Data for limited purposes, such as providing you with the services you requested.
We will automatically collect information as you engage with this Website (“Usage Data”). When you visit this Website, we sill collect certain information such as your browser type, HTTP headers from your browser, internet service provider, internet protocol addresses, referring/exit pages, operating system, date/time stamp and clickstream data. Usage Data is used for site analytical purposes to help with Website visitor preferences, Website customization and Website functionality. If any Usage Data collected can be directly or indirectly associated with you, we consider it Personal Data associated with Identifiers and/or Internet or other electronic network information as described above.
EMAIL- If you would like to unsubscribe to email communications please click the unsubscribe link at the bottom of the email or contact us at: [email protected]
TEXT- If you have elected to receive text messages, frequency may vary, data and message rates may apply. To opt-out of text communications you may text STOP to stop,or HELP for additional assistance. A one-time text confirmation of your opt-out will be sent.
We may also record and retain communication contents when you interact with Us through this Website on web form inquiries or chat functions. We only disclose logged in user and commenter IP addresses under the same circumstances that We use and disclose Personal Data as described below.
We may process Personal Data and Sensitive Personal Data for the following general business purposes:
Categories of Personal Data Processed
To provide and maintain Our Service: Including monitoring the usage of Our Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services.
• All categories of Personal Data.
Contract Performance: To fulfill contract obligations and undertaking of the purchase contract for any products, items or services You have purchased or of any other contract with Us through the Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services.
• All categories of Personal Data.
• Sensitive Personal Data.
Website use and analytics: To provide you with access and use of Our Website and Services, to analyze consumers’ use of Our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data. Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services.
• Internet or other electronic network information.
To contact you: To contact you by email, telephone calls, SMS, or other forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the products or services you are requesting. You cannot limit sharing unless you revoke your consent for these Services including the security updates, when necessary or reasonable for their implementation.
To provide You with news, special offers and general information about other products, services We offer that are complementary or beneficial to those that you have already purchased or requested, this is utilized for a commercial purpose and you may limit sharing by opting-out of Services HERE.
• All categories of Personal Data.
To manage Your requests: To monitor and process any requests you make to Us such as opt-out requests. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services.
Compliance: To comply with applicable legal requirements, industry standards, contractual obligations, Our policies, and take actions that We deem necessary to preserve and enforce Our rights and the rights of others.
We may aggregate or anonymize Personal Data, this means the information is no longer capable of identifying you. We will not attempt to reidentify you or any other person from aggregated or anonymized data. We may use and disclose this information for any purpose without restriction.
When you use these Services we will not share your information except as outlined below:
Text messaging originator opt-in data and consent information will not be shared with any third parties who are not authorized service providers. As described above.
We use all of Google Analytics Advertising services which uses Google Analytics AdWords and/or DoubleClick cookies to track user activity. To opt-out click HERE.
We also use other tracking technologies to help manage content and monitor how users engage with the Website. We use tracking pixels that are pieces of code embedded in a web page that tracks usage, activity, pages viewed, when pages are viewed and for how long. We may also use clear gifs that are small graphics with unique identifiers that are embedded into web pages and email messages that track when users view email communications and web pages.
We do not use technology that recognizes “do-not-track” signals or global privacy settings from your web browser, we do not track users for any purpose other than aggregate statistical and analytical purposes.
If you are a resident of California, Colorado Connecticut, Nevada, or Virginia, you may have additional rights to access and control your Personal Data. Exemptions may apply. Consumer privacy rights for residents of these states include:
Right to Opt-Out from the Sale or Sharing of Personal Data
Our use of tracking technologies and our data analytic partners use of certain technologies may be considered a “sale” under some state privacy laws. You can opt-out of being tracked by these third parties by implementing a global privacy control setting in your browser or submit a request by clicking the “Do not sell/share my Personal Information” footer link. We will process requests within 15 business days, subject to any applicable exceptions and extensions permitted by law.
Right to Know
Subject to certain limitations and in addition to these consumer privacy rights, you have the right to request to know the categories and specific pieces of personal information we collect, use, disclose, to whom and for what purpose twice per 12-month period. We are not permitted to provide access to specific pieces of Personal Data that creates a high risk of potential harm from disclosure to an unauthorized person such as social security numbers and driver’s license numbers. To protect consumers’ Personal Data, you must provide required information and/or documentation to verify your identity. We will process verified requests within 45 days, subject to any applicable exceptions and extensions permitted by law.
Correction and Deletion Requests
You have the right to request the correction of your personal information; and to delete your information. You have the right to request that We correct inaccurate Personal Data We maintain about you. After you request to correct inaccurate Personal Data, We will provide instructions for you to provide Us with optional documentation to support your request for consideration. We may decline to correct your Personal Data if a legal exemption applies such as if We determine that your request is fraudulent or abusive or if We determine, based on the totality of the circumstances, that your correction is more likely inaccurate than accurate. We may decide to delete your allegedly inaccurate Personal Data instead of correcting it. You have the right to request that we delete your information. To prevent unauthorized individuals from making deletion requests, you must provide required information and/or documentation to verify your identity. We are not required to delete your information for legal obligations like record retention requirements or for security purposes, or internal use to comply with legal obligations. We will retain a copy of your deletion request for at least two years as required by law. We will process verified requests within 45 days, subject to any applicable exceptions and extensions permitted by law.
Right to Appeal
You have the right to appeal Our decision to deny, in full or in part, one or more of your privacy requests. We will process appeal requests within 45 days of receipt, subject to any applicable exemptions and extensions permitted by law. If We deny your appeal, We will provide you with a written explanation of the reasons for Our decision. If you are not satisfied with Our explanation for the denial of your appeal, you may have an additional right under certain laws to contact your state Attorney General to submit a complaint about the appeal results. In such case, We will provide you with instructions for doing so.
Submit A Privacy Request
If you are a California, Colorado, Connecticut, Nevada or Virginia resident and would like to submit a request to exercise your privacy rights, you may email us at: [email protected] or CLICK HERE.
You may designate an authorized agent to submit a request on your behalf to access or delete your personal information. To do so, you must: (1) provide that authorized agent written and signed permission to submit such request; and (2) verify your own identity directly with us. Please note, we may deny a request from an authorized agent that does not submit proof that they have been authorized by you to act on your behalf. If you have been designated as an authorized agent to submit a request on behalf of another consumer, please contact us at: [email protected].
Right to Non-Discrimination
These Services are intended for individuals 18 years and older. We do not knowingly collect Personal Data from any individuals under the age of 18. If you are a parent or guardian who is aware that your child has provided Us with Personal Data, please contact Us immediately. If We become aware that Personal Data has been collected by an individual under the age of 18 without verification of parental consent, we will immediately remove that information from Our systems.
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites, products or services.