Home improvement loans typically involve a straightforward process. First, you check your options and get your rate by providing necessary details about the loan amount, purpose, personal information, and financials.

Once you receive options you qualify for, you can select the amount, term, and rate that suit your needs. After submitting a loan application with additional information and completing the necessary validations, your loan will be approved and funded, often as fast as 1 business day².

Yes, you can. Unlike home equity loans that require you to have equity in your home, Lendvia offers unsecured home improvement loans.

This means you can get the funds you need for your renovation projects without having to put up collateral.

A home improvement loan is a great choice if you need financial assistance for home repairs or projects and prefer a fixed-interest, predictable monthly payment plan.

If you’d like to consider other options like a Home Equity Line of Credit (HELOC), Lendvia can provide guidance and assistance in exploring different financing options.

By choosing Lendvia for your home improvement loan, you’ll benefit from a quick and simple online application process, fixed interest rates that offer stability, predictable monthly payments that fit your budget, and direct deposit for fast access to funds.

Additionally, Lendvia considers factors beyond just your credit score, such as education⁹ and employment, to provide you with better rates that reflect your true financial situation.

Ready to transform your home? Check your home improvement loan rate in as little as 5 minutes and take the first step towards making your dream home a reality.