A consolidation loan allows you to combine multiple credit cards and my loan into one loan with a lower interest rate and a single monthly payment. It simplifies your financial management and can potentially save you money on interest payments.
By consolidating your loans, you can reduce your monthly payment, save on interest charges, and have a clear repayment plan. It helps you regain control over your finances and simplifies your debt management.
In some cases, you may be able to include other debts, such as credit cards or unsecured loans, in your loan consolidation program. It’s best to consult with your specialist to determine the eligibility and terms.
The length of time to pay off your unsecured loan depends on factors such as the loan amount, interest rate, and your repayment plan. With a well-structured consolidation loan, you can typically pay off your unsecured debt faster compared to making minimum payments on multiple loans.
Lendvia’s credit card consolidation loans have an origination fee, which covers the costs of processing and servicing the loan. The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan.
A credit card consolidation loan is a personal loan specifically tailored to help you tackle and eliminate credit card debt. When you opt for a consolidation loan, you use the funds to pay off your high-interest credit card balances.
This way, you can say goodbye to exorbitant interest rates and say hello to a single loan with a more manageable interest rate. Plus, you’ll enjoy the convenience of making one monthly payment towards your loan until you reach your payoff date.
At Lendvia, you can borrow between $1,000 and $50,000 with our credit card consolidation loans. The specific loan amount you qualify for depends on various factors, including your creditworthiness and financial profile.
No, checking your rate with Lendvia will not impact your credit score. We perform a soft credit inquiry to provide you with personalized rates and options without any negative effect on your credit history.
Lendvia believes in transparency. We charge an origination fee, which covers the costs of processing and servicing your loan. This fee is included in your loan amount, and all terms and fees will be clearly disclosed to you before accepting the loan. We aim to provide you with a clear understanding of the costs involved.
Home improvement loans typically involve a straightforward process. First, you check your options and get your rate by providing necessary details about the loan amount, purpose, personal information, and financials.
Once you receive options you qualify for, you can select the amount, term, and rate that suit your needs. After submitting a loan application with additional information and completing the necessary validations, your loan will be approved and funded, often as fast as 1 business day².
Yes, you can. Unlike home equity loans that require you to have equity in your home, Lendvia offers unsecured home improvement loans.
This means you can get the funds you need for your renovation projects without having to put up collateral.
A home improvement loan is a great choice if you need financial assistance for home repairs or projects and prefer a fixed-interest, predictable monthly payment plan.
If you’d like to consider other options like a Home Equity Line of Credit (HELOC), Lendvia can provide guidance and assistance in exploring different financing options.
By choosing Lendvia for your home improvement loan, you’ll benefit from a quick and simple online application process, fixed interest rates that offer stability, predictable monthly payments that fit your budget, and direct deposit for fast access to funds.
Additionally, Lendvia considers factors beyond just your credit score, such as education⁹ and employment, to provide you with better rates that reflect your true financial situation.
Ready to transform your home? Check your home improvement loan rate in as little as 5 minutes and take the first step towards making your dream home a reality.
Brace yourself for the magic of Lendvia! Our application process is as smooth as silk, and you’ll get a decision faster than you can say “I do.” If approved, you’ll receive a lump sum of cash to cover all your wedding must-haves: engagement rings, swoon-worthy attire, venue deposits, travel and lodging expenses, and even those honeymoon vibes.
From there, it’s all about making those monthly payments until you’ve triumphantly paid off the balance or reached your agreed-upon payoff date.
Don’t sweat it! When you check your rates with us, we’ll conduct a soft credit inquiry. No need to worry about it affecting your credit score.
But heads up, if you decide to move forward and submit an application, a hard credit inquiry will be done. It might have a small impact, but hey, timely monthly payments can actually boost your credit score over time.
It’s a piece of cake! In less than 5 minutes, you can check your rate for a personalized wedding loan. Fill out our online funding form with all the deets, including your desired loan amount, contact info, education⁴, income, and total savings and investments.
Once you’ve got your initial offers, it’s time to pick the one that suits you best. We’ll guide you through the verification process and the funding, making sure you can focus on planning the perfect day.
Lendvia offers wedding loan amounts between $1,000 and $50,000, depending on your qualifications and the information provided in your application. The exact loan amount you can borrow will be determined during the application process.
Lendvia takes a holistic approach to evaluating loan applications. While credit history is considered, we also take into account other factors such as education and employment.
We believe in giving everyone a fair chance, so don’t hesitate to apply even if you have less-than-perfect credit.
Lendvia’s wedding loans have an origination fee, which covers the costs of processing and servicing the loan.
The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan.
Absolutely! At LendVia, we encourage responsible financial management. You have the flexibility to prepay your wedding loan at any time without any penalties or fees.
Making additional payments can help you pay off the loan faster and potentially save on interest costs.